Abstract
This study targets Monitoring Indicators and the main data of credit cards mentioned above as the subject of analysis. The study period would be 36 months, 60 months and 120 months. Hypothesis Testing and Regression Analysis are performed. There might be a significant relationship between Monitoring Indicators and the growth rate of the revolving credit balance for 36 months; however, no significant relationship between Monitoring Indicators and the growth rate of the revolving credit balance might be found for 60 months and for 120 months. No significant relationship between Monitoring Indicators and the growth rate of the payment amount of current months might be found. No significant relationship between Monitoring Indicators and the growth rate of the amount of cash advance for current months might be found. No significant relationship between Monitoring Indicators and the growth rate of the balance of unexpired installment might be found. Whether the current economic situation is good might be related to the growth rate of the revolving credit balances, while the others are not related because credit card spending still fails to account for more than half of private consumption, and therefore they might be still not representative.