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Permanent Income Consumption and Liquidity Constraints: An Empirical Study Using Time Series Data for Taiwan
Journal article

Permanent Income Consumption and Liquidity Constraints: An Empirical Study Using Time Series Data for Taiwan

Chao-Hsi Huang
Academia Economic Papers Academia Economic Papers, Vol.27(1), pp.23-48
1999

Abstract

Imperfect credit market;Liquidity constraint;Permanent income;不完全信用市場;恆常所得;流動性限制
In this paper, we examine Taiwan's aggregate time series data to see whether the imperfect credit market/liquidity constraint might be a factor contributing to the 'excess sensitivity' of consumption documented in the literature. When the imperfect credit market/liquidity constraint is important in the determination of consumption, the consumption growth should be more responsive to an increase in expected income than a decrease in it. However, we do not find any evidence of this asymmetric response of consumption to expected income. We also find that, in recession periods where liquidity constraints are most likely to affect aggregate consumption, the asymmetric response of consumption to expected income is still absent.

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